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As the end of the year approaches, it’s time to reflect on the great year we’ve had at Transparent Mortgage. Our business continues to grow and we’re extremely grateful for all the wonderful clients we’ve been able to help throughout the year. From purchase loans to refinancing to cash out/equity Continue Reading →
Owning a home provides a luxury that most renters don’t have, stability. But when your mortgage loan is based on an adjustable rate, payment shock can hit seemingly out of nowhere if rates begin to climb. And that is exactly what’s happening now. The adjustable rate mortgage (ARM) loan is Continue Reading →
Buying your dream home has just gotten a little easier. Earlier this month the Federal Housing Administration (FHA) announced an increase in loan limits starting January 1, 2017. Rising housing prices have called for higher loan “ceilings”, or loan maximums, as well as higher “floors”, or minimum loan amounts. The Continue Reading →
A long-awaited change regarding the regulatory demands of banks over the certain asset size, could be raised very soon, which might in turn open regional banks up to increase their lending potential. Several years in the making, Rep. Blaine Luetkemeyer’s bill to increase the minimum asset level under which a Continue Reading →