Legal cannabis is a multi-billion dollar industry and it is only growing here in California with collectives and dispensaries everywhere you look. Unfortunately, many people working in the marijuana field have had trouble getting approved for home loans. Many lenders are still hesitant to offer financing. In many ways, it Continue Reading →
This is a question we get often when working with home buyers looking to secure a home loan through Transparent Mortgage. When it comes to buying real estate, there are numerous costs you will need to factor in. It goes beyond what money you are willing and able to put Continue Reading →
The Fair Isaac Corporation (better known as FICO) recently introduced its new credit score model, and obviously it’s attracting a lot of attention from mortgage industry experts. Only time will tell if this new model will revolutionize the lending industry or if it will fail. UltraFICO They’re calling it UltraFICO. Continue Reading →
I was just reading this recent article on HousingWire regarding the Consumer Federal Protection Bureau (CFPB) and the ongoing discussions over regulatory enforcement within the finance industry. I always like to stay on top of any news relating to the mortgage industry, whether it affects our company or our clients. Continue Reading →
Bitcoin has been a popular subject in the news lately and it’s been causing quite a stir in the real estate and mortgage industries, as well. What is Bitcoin? In case you weren’t aware, bitcoin is a type of cryptocurrency. It is a decentralized type of digital currency that allows Continue Reading →
