Mortgage Lending Archives - Transparent Mortgage

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Transparent Mortgage Recognized as Best San Diego Mortgage Broker

We’re excited to announce that Transparent Mortgage has been named the Best San Diego Mortgage Broker in 2021 by the San Diego Award Program.

Transparent Mortgage Named One of the Best Mortgage Brokers in San Diego

Transparent Mortgage is honored to be named by Expertise.com as one of the Top 21 Best Mortgage Brokers in San Diego, CA for 2021.

Is an ARM a Good Idea Right Now?

After the sub-prime market crash in 2008, the term “adjustable-rate mortgage” (or just “ARM”) has almost become a curse word in the world of finance. However, experienced mortgage lenders know that it is sometimes a better solution compared to a traditional fixed-rate mortgage. ARMs have made a slight comeback in Continue Reading →

Housing Credit Availability: Risks vs. Reality

The Urban Institute’s Housing Finance Policy Center is a think tank that analyzes mortgage and housing data throughout the United States. They recognize trends and provide insightful information to help lenders and consumers. Housing Credit Availability Index Every quarter, they update the housing credit availability index (HCAI), which measures the Continue Reading →

The Challenges of Getting a Jumbo Loan in Today’s Mortgage Market

We’ve been talking a lot on the Transparent Mortgage Blog about how the COVID-19 situation has affected the economy as a whole—and especially the mortgage market. We are in interesting times with home prices continuing to surge because of low inventory while mortgage rates remain historically low. However, the challenge Continue Reading →