In recent years, interest rates have remained low and the volatility levels of rates continue to stay low. It has been great for home buyers and those looking to refinance to lower interest rates. However, changes within the Federal Reserve are on the horizon and we may start to see Continue Reading →
Long before I began my career with Transparent Mortgage and really discovered the importance of financial responsibility, I worked at Starbucks. I found it so interesting how many people came in every day for their favorite coffee drinks. During my three years with Starbucks, I worked at two different stores. One Continue Reading →
Home ownership is the American Dream. At the same time, a mortgage represents a significant financial obligation. It is true that you will owe a lot of money when you borrow to buy a home. However, there are many tax benefits and other reasons why getting a mortgage is a Continue Reading →
A recent study conducted by the personal finance website WalletHub to determine the best large cities in which to live in the United States. San Diego came in ranked fourth on the list. How Rankings Were Determined 50 different metrics were used to determine the best of the best, with Continue Reading →
With home values soaring and interest rates still low, many homeowners are taking advantage of today’s market conditions by refinancing their mortgage loans. In certain situations, another option to consider is a cash-out refinance. What is a Cash-Out Refinance? When you have a good amount of equity built up in Continue Reading →
