Personal Finance Archives - Transparent Mortgage

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How Your Rental Payment History Can Improve Your Chances of Buying a Home

A positive rental payment history can help you buy your first home, thanks to the new policy introduced by Fannie Mae and the FHFA.

What You Need to Know About Opportunity Zones

One of the more interesting things to come out of the Tax Cuts and Jobs Act of 2017 is the Opportunity Zone tax incentive. There is a lot to like about this concept, but it’s a topic worth digging into a little deeper. What Are Opportunity Zone Funds? Opportunity Zones Continue Reading →

What Are the Obstacles Between You and Home Ownership?

Just about everybody would love to own a home. It is the American Dream. However, there are numerous obstacles that will stand in the way. Certain financial factors may prevent—or at least hinder—the opportunity for some Americans to secure a mortgage and buy a home. Bankrate.com recently conducted a survey Continue Reading →

Kevin O’Leary of ‘Shark Tank’ Explains the Benefits of Paying Off Mortgage Debt

We all know Kevin O’Leary as one of the main investors on the popular TV show Shark Tank. He is regarded as a financial expert, and he recently posted a video on CNBC sharing some helpful tips for individuals who want to pay off mortgage debt early or are dealing Continue Reading →

New FICO Score System Could Help More Home Buyers Qualify for Mortgage Loans

The Fair Isaac Corporation (better known as FICO) recently introduced its new credit score model, and obviously it’s attracting a lot of attention from mortgage industry experts. Only time will tell if this new model will revolutionize the lending industry or if it will fail. UltraFICO They’re calling it UltraFICO. Continue Reading →