You’d like to buy a home but you’re not sure what mortgage lenders look for in a borrower or whether you could qualify? Here’s a quick snap shot of the 4 Cs lenders consider: Capacity – Your current and future ability to pay back the loan. Capital – The money and Continue Reading →
If you feel like it might be the right time to finally buy your first home, your excitement is probably mixed with a bit of apprehension. After all, owning a home is a huge financial commitment, from paying that pricey down payment to keeping up with monthly mortgage bills. And Continue Reading →
As we approach the holidays, it’s natural to take inventory of the year behind and start preparing for the year ahead. If buying a home in 2015 is on your mind, there are several things to be aware of and better yet, take actions towards. Buying a home is one Continue Reading →
I’m almost still in shock that I am even writing this, but low and behold….Fixed Mortgage Rates are now back in the high 3’s. If anything most experts predicted the opposite, that mortgage rates would be in the high 4’s, like we saw last fall. The stock market is taking it Continue Reading →
I think most people would agree, transparency is a good thing and we need more of it. In the Federal Government, in markets, in personal and professional relationships and especially in the financial services industry. The last 10 years would be a great case study on what can happen when there Continue Reading →
