Refinance Archives - Transparent Mortgage

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The Truth About Skipping Mortgage Payments During a Refinance

Are you really skipping mortgage payments when refinacing your home loan? Transparent Mortgage has your answers!

Demand for Mortgage Refinancing is on the Rise

Mortgage refinancing demand spiked 20% after last week’s small mortgage rate increase. Transparent Mortgage analyzes this trend.

FHFA Pushes Back Refinance Mortgage Fee to December 1

The Federal Housing Finance Agency (FHFA) just announced that it will be pushing back the proposed refinance mortgage fee from September 1 to December 1, 2020. This means that Fannie Mae and Freddie Mac will not be implementing this controversial loan pricing adjustment for three more months. Understanding the Refinance Continue Reading →

Update on Refinance Mortgage Adjustments from Fannie Mae & Freddie Mac

Fannie Mae and Freddie Mac recently posted an article co-written by their respective CEOs, Hugh R. Frater and David Brickman. They wanted to personally address some of the latest news and information coming out about their organizations, primarily the pricing adjustments they are planning to implement on refinance mortgage loans. Continue Reading →

Fed Signals No Change in Interest Rates in 2020

The Federal Reserve has had a dramatic year. The U.S. Central Bank announced Wednesday that it will not be changing interest rates again this year, and it looks like they might hold steady in 2020, as well. Fed Rate Changes in 2019 The federal funds rate was raised nine times Continue Reading →