Southern California Archives - Transparent Mortgage

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How to Qualify for Down Payment Assistance

Here’s what you need to know about the CalHFA MyHome down payment assistance (DPA) program for first-time home buyers in California.

California Looking to Avoid a Wall Street Takeover of Foreclosures

A massive wave of foreclosures could be in California’s future, with new legislation to prevent them all from being converted into rentals.

Jumbo Loans—What Today’s Mortgage Borrowers Need to Know

In the most basic sense, a “jumbo loan” (also known as a “jumbo mortgage”) is exactly what it sounds like. It is a larger-than-usual mortgage loan for borrowers purchasing a more expensive luxury property or in a highly competitive real estate market. It is important to understand what jumbo loans Continue Reading →

Mortgage Delinquency Rates at 20-Year Lows

After the housing crisis that was at its worst in 2008, the nation’s real estate and mortgage markets took years to recover. These days, real estate prices are high and mortgage rates are low. One word we don’t hear hardly at all anymore—at least not when compared to a decade Continue Reading →

New Home Construction Numbers Back on the Rise in October

After very weak numbers in September 2019, the number of construction permits and housing starts rose dramatically in October. This is a great sign in the field of new home construction. This is according to data recently released by the U.S. Census Bureau and the Department of Housing and Urban Continue Reading →