Will was ready to buy his first home in San Diego. Like most first time home buyers looking for a mortgage loan, he came into the experience with a lot of questions. After doing his research, he decided to contact the team at Transparent Mortgage in San Diego to help with securing his first-time home buyer mortgage.

Will was referred to Transparent Mortgage by his Financial Advisor, Matt Rinkey. He is the Founder of Illumination Wealth Management and is one of our most trusted professional partners. Will’s Realtor® also happened to be our leading residential real estate sales partner, Jeff Grant, who is Owner and Principal Broker of Sand & Sea Investments in San Diego. At Transparent Mortgage, we value these professional partnerships we have been able to foster throughout the years.

When it came to his home loan, I had the great pleasure of working directly with Will myself. Other members of my team, especially Danica White, assisted with various details of the mortgage loan process. I love working with first-time buyers, even though they often come with different challenges than people who have gotten mortgage loans in the past.

Our biggest priority at Transparent Mortgage is helping people make the right mortgage decisions, so we made sure Will was well informed every step of the way. He recently posted a nice review on Facebook about his positive service experience. “I couldn’t be happier with their service,” Will says. “We got a good rate and expert advice. Beau answered a million of my questions with authority and clarity.”

With first-time buyers, we typically recommend they go through a pre-approval process. This helps determine what someone can afford and shows whether or not they are a viable candidate for a mortgage loan. It also helps us meet certain timelines for issues like taxes, loan contingency removal and closing dates. Transparent Mortgage got Will a full underwriting pre-approval for his loans in order to ensure his mortgage loan got off on the right foot.

With Will, we knew the funds would be tight, so we made sure to lock in his interest rate at the best possible moment. “He saved me thousands of dollars by urging me to lock in my rate at the right time,” Will adds. “Danica was equally valuable in keeping all the paperwork straight and helping me through the approval process, despite my inexperience.”

In addition to locking in the ideal rate, we also helped Will coordinate his down payment funds. He had to pull money from several different sources at the last minute, but it all worked out fine in the end. Last but not least, we connected Will with a reputable insurance company so he could secure the home insurance that he needed.

It takes a lot of work to get everything to fall right in place throughout the process of a mortgage loan origination. Whether we’re working with first-time buyers, seasoned real estate investors or long-time homeowners looking to move up or refinance their current home loan, the team at Transparent Mortgage is always focused on customer satisfaction. Our goal is to take the worry out of your hands while empowering you with the mortgage loan that you need. Will’s story is just one of many examples of the difference that Transparent Mortgage makes for our clients every single day.

“I couldn’t ask for better clarity and responsiveness,” Will concludes. “It’s no wonder Transparent Mortgage has 100% 5-star reviews.”

If you have questions about buying a home, refinancing your home or other mortgage lending needs, contact us at Transparent Mortgage today.

Beau Hodson

Beau Hodson

About the Author Since 2003, Beau has been a mortgage professional and is a leading mortgage broker and lender in San Diego. As Founder and Senior Mortgage Advisor at Transparent Mortgage, he is truly committed to serving the needs of his clients and raising industry standards for integrity and transparency.