We just celebrated Memorial Day, which is a time to pay our respects to all those who serve or have served our country and community. San Diego has such a rich military heritage, and I am thankful every day for the brave men and women who put their lives on Continue Reading →
On May 15, 2018, something very interesting happened in the bond markets. In fact, this is only the fourth time this unique even has occurred since the 1980s. Over time, a proverbial “ceiling” has been set on bond yields. As the market has fluctuated in the past 30-plus years, it Continue Reading →
We’ve all heard the hype over Bitcoin as its value has surged in the cryptocurrency market. Well, it is tied directly to a new type of internet technology known as blockchain. In a basic sense, blockchain is essentially a decentralized network that allows digital information to be distributed and shared Continue Reading →
Most economic experts predicted that mortgage rates would continue their upward trend in 2018, even though the rates have remained at historic lows. Very recently, they made a big jump as bond yields increased. In fact, interest rates reached the highest level since the end of March. It sure looks Continue Reading →
When I started Transparent Mortgage in 2012, I wanted communication and trust to be the cornerstones of this business. After working for years at bigger mortgage companies, I realized that a lot of the customers came in feeling somewhat unsure about the process. Perhaps a friend or family member had Continue Reading →
