The Fair Isaac Corporation (better known as FICO) recently introduced its new credit score model, and obviously it’s attracting a lot of attention from mortgage industry experts. Only time will tell if this new model will revolutionize the lending industry or if it will fail. UltraFICO They’re calling it UltraFICO. Continue Reading →
HAVE YOU EXPERIENCED A DEROGATORY CREDIT EVENT, BUT ARE READY TO BUY A HOME AGAIN? HERE ARE THE GUIDELINES YOU NEED TO KNOW. If you are ready to buy a home again, but are concerned about your past credit issues, there are some things that you need to know about. Continue Reading →
At Transparent Mortgage, we’re always looking for ways to help clients raise their credit scores. As a mortgage broker, I understand the importance of having a good credit score when it comes to applying for mortgage loans. It will impact the interest rate and terms—not to mention whether or not Continue Reading →
Long before I began my career with Transparent Mortgage and really discovered the importance of financial responsibility, I worked at Starbucks. I found it so interesting how many people came in every day for their favorite coffee drinks. During my three years with Starbucks, I worked at two different stores. One Continue Reading →
I review credit reports every day. I see the good, the bad and the ugly and work with clients to do certain things to quickly boost scores in order to get approved for a loan. Over the years I have built a working knowledge of what makes for great credit Continue Reading →
