Home Refinance Archives - Transparent Mortgage

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Winter Home Buying Up with Mortgage Rate Increases

There has been an increase in winter home buying as mortgage rates go up and fear of even higher rates spark additional home buyer activity.

Update on Refinance Mortgage Adjustments from Fannie Mae & Freddie Mac

Fannie Mae and Freddie Mac recently posted an article co-written by their respective CEOs, Hugh R. Frater and David Brickman. They wanted to personally address some of the latest news and information coming out about their organizations, primarily the pricing adjustments they are planning to implement on refinance mortgage loans. Continue Reading →

Home Refinancing Up After Trade War Causes Mortgage Rates to Go Down

The Trade War with China caused mortgage rates to plummet this week. Though it remains to be seen how the economy as a whole will be affected in the long term, it’s great news right now for home buyers looking to lock in a low interest rate. Those benefitting most, Continue Reading →

How Low Housing Inventory Affects Home Buyers and Sellers

San Diego remains a red hot seller’s market. Mortgage interest rates remain fairly low while housing prices surge. Right now, it’s the perfect storm of situations, but are sellers really benefiting? Low Housing Inventory Probably the biggest factor to look at is the lack of inventory. New homes aren’t being Continue Reading →

Introducing Erika Peña, Mortgage Pre-Approval Specialist at Transparent Mortgage

Erika Peña recently joined the Transparent Mortgage team as a Pre-Approval Specialist. Her role is vital to the process because she gathers and reviews loan applications and information from clients to help determine if they pre-qualify for a mortgage loan. The Pre-Approval Process Upon receiving a new loan application, Erika Continue Reading →