San Diego home prices are at a record high, with the median home selling for nearly $580K, and millennials all over the country are getting creative—often taking second jobs or selling their Bitcoin to afford a down payment. According to real estate company Redfin—who graciously provided all the source material Continue Reading →
When I started Transparent Mortgage in 2012, I wanted communication and trust to be the cornerstones of this business. After working for years at bigger mortgage companies, I realized that a lot of the customers came in feeling somewhat unsure about the process. Perhaps a friend or family member had Continue Reading →
The San Diego Tribune recently posted an article about rent costs in San Diego County, which reached record highs in March 2018. A survey was conducted by MarketPointe that researched 133,785 apartments throughout the county. The average rent price was $1,887 a month based on their figures that measure everything Continue Reading →
San Diego remains a red hot seller’s market. Mortgage interest rates remain fairly low while housing prices surge. Right now, it’s the perfect storm of situations, but are sellers really benefiting? Low Housing Inventory Probably the biggest factor to look at is the lack of inventory. New homes aren’t being Continue Reading →
When you are buying a home or getting set to refinance your current home loan, you may be faced with different mortgage loan decisions. One could be whether to get a fixed-rate mortgage or an adjustable-rate mortgage (ARM). The Differences First, you should understand the differences. A fixed-rate mortgage will Continue Reading →
