This is a question we get often when working with home buyers looking to secure a home loan through Transparent Mortgage. When it comes to buying real estate, there are numerous costs you will need to factor in. It goes beyond what money you are willing and able to put Continue Reading →
Many home buyers can’t afford the requisite 20% down payment in order to avoid paying private mortgage insurance (PMI). However, their credit is in good standing and all other factors point to them being a good mortgage loan candidate. This situation is precisely why the 80-10-10 (otherwise known as a Continue Reading →
Home ownership is the American Dream. At the same time, a mortgage represents a significant financial obligation. It is true that you will owe a lot of money when you borrow to buy a home. However, there are many tax benefits and other reasons why getting a mortgage is a Continue Reading →
Refinancing your mortgage can be a very wise decision, especially when the timing is right. We have seen some really low interest rates in 2017, and savvy homeowners are taking advantage with a refi from Transparent Mortgage. Refinancing your home can lead to a new 30-year fixed loan (or even Continue Reading →
THE MARK condominium community in Downtown San Diego has been dealing with a pending litigation between the homeowners association and the developer. This has made the condo units “non-warrantable” as such very few lenders have been able to offer lending options there. We are pleased to announce that we can now Continue Reading →
