Refinancing a Home Archives - Page 4 of 23 - Transparent Mortgage

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California Looking to Avoid a Wall Street Takeover of Foreclosures

A massive wave of foreclosures could be in California’s future, with new legislation to prevent them all from being converted into rentals.

Demand for Mortgage Refinancing is on the Rise

Mortgage refinancing demand spiked 20% after last week’s small mortgage rate increase. Transparent Mortgage analyzes this trend.

Jumbo Loans—What Today’s Mortgage Borrowers Need to Know

In the most basic sense, a “jumbo loan” (also known as a “jumbo mortgage”) is exactly what it sounds like. It is a larger-than-usual mortgage loan for borrowers purchasing a more expensive luxury property or in a highly competitive real estate market. It is important to understand what jumbo loans Continue Reading →

2021 Conforming Loan Limits Released by FHFA

On November 24, the Federal Housing Finance Agency (FHFA) announced the new maximum conforming loan limits for mortgages that can be acquired by Fannie Mae and Freddie Mac starting on January 1, 2021. Per the Housing and Economic Recovery Act (HERA) the conforming loan limits are adjusted every year based Continue Reading →

Home Prices and Owners’ Equity Were on the Rise in Q2

Though the country’s economy as a whole took a hit in the second quarter of 2020, home values did not. Owners’ equity rose significantly in Q2. A Look at the Numbers As Q3 nears its end, we are seeing official data come in for Q2. The Federal Reserve recently released Continue Reading →