Tracy had a feeling it was a good time to refinance late last year when the interest rates had dipped. She originally bought her Studio City home when the rates were significantly higher. She conducted her first mortgage loan with another local mortgage broker and and decided to work with them again on the home refinancing, purely out of convenience.

“I’m fairly busy and travel a lot, so I was just going to refi with them because it was easy,” Tracy explains in her Yelp review. “Until one day, the other company demanded that I sign some document within a day, and I was traveling for business. I told them from the get go I was very busy, travel a lot and am not always available for signing. Since I couldn’t make that date, they told me I could continue to refi but the rate would be higher. That’s when I started shopping around.”

Because Clients Come First

It’s easy to understand Tracy’s frustration. At Transparent Mortgage, we understand our clients lead busy lifestyles and we believe it’s our job as loan originators to take care of their specific needs. If that means working around their difficult schedule, then we do what we have to.

Thankfully, Tracy found Transparent Mortgage after reading other online reviews and doing her own research on reputable mortgage brokers throughout Southern California. She worked directly with our Founder and Senior Loan Originator, Beau Hodson, on her home refinance. Heather Schuster, our Senior Loan Coordinator, was also heavily involved throughout the refinancing process.

“Beau provided the best rates, and when I made it clear to him and Heather that I do travel, they went through the hoops to make sure that my schedule was accommodated to make this work,” Tracy adds.

Being There for People

Tracy had a lot of questions throughout the lending process and the Transparent Mortgage team was happy to answer all of them. After gathering and reviewing her loan documents, conducting a home appraisal with one of our local appraisers and locking in the best interest rate, Beau was able to set the loan terms that were best for Tracy.

“I appreciate their transparency (ha!) and getting back to me about questions/responsiveness, even in the face of what I’m sure were pretty amateur questions since I’m new to all of this,” Tracy continues. “I think they get that this is a long-term commitment with a lot of money for folks, and appreciate that. So instead of giving attitude (like my previous mortgage place) they were patient and kind, even when I was a bit short and curt.”

Ultimately, we were able to work around Tracy’s busy work and travel schedule to conduct a smooth and successful refinance of her home loan. “They had a travel notary, who was super nice and thorough, come in on a Saturday to get the papers signed before the window closed,” Tracy adds. “They have been helpful even after close, which I appreciate.”

Your Mortgage Connection

It’s our pleasure to work with clients like Tracy. Whether you are in need of refinancing your home loan like her or you are purchasing a home and need a mortgage loan, Transparency Mortgage has you covered. Just give us a call at (619) 929-0199 or contact us online at any time to schedule an appointment to talk about your mortgage lending needs.

“Another satisfied customer,” Tracy concludes. “I have even now referred them to my parents, who closed on their refi today. Thank you Heather and Beau!”

No, thank you Tracy.

Keith Lindsey
Keith Lindsey joined Transparent Mortgage in December of 2016 as a blogger and content manager. Keith works with Beau and the team to help them tell their stories and share what Transparent Mortgage is all about. He lives in Rancho Mirage, CA and is a golf enthusiast.
Keith Lindsey